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    "result": {"data":{"sanityBlogPost":{"title":"Underwriting With Digital Data - Milliman IntelliScript","_rawBody":[{"_key":"1c6b5ceadaa2","_type":"block","children":[{"_key":"275ae56c44e20","_type":"span","marks":[],"text":"In this digital age, insurance companies have reshaped how they assess life insurance risks. One of these ways is by "},{"_key":"275ae56c44e21","_type":"span","marks":["strong"],"text":"gathering prescription and medical claims histories through Milliman IntelliScript"},{"_key":"275ae56c44e22","_type":"span","marks":[],"text":", a digital health data platform. This allows carriers to "},{"_key":"275ae56c44e23","_type":"span","marks":["strong"],"text":"streamline underwriting decisions "},{"_key":"275ae56c44e24","_type":"span","marks":[],"text":"by reducing the need for full medical records and lab testing."}],"markDefs":[],"style":"normal"},{"_key":"7a5ea16ac707","_type":"block","children":[{"_key":"3696002b8d4d0","_type":"span","marks":[],"text":"Milliman reports include:"}],"markDefs":[],"style":"h3"},{"_key":"9a97d092eb25","_type":"block","children":[{"_key":"6517f0a0dc830","_type":"span","marks":["strong"],"text":"Prescription history "},{"_key":"6517f0a0dc831","_type":"span","marks":[],"text":"including dates and refill information"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"6358369e278c","_type":"block","children":[{"_key":"add629c418f20","_type":"span","marks":["strong"],"text":"Medical claims data from health insurance billing"},{"_key":"add629c418f21","_type":"span","marks":[],"text":", which includes diagnosis and procedure codes, doctor visits and hospitalizations, and lab test orders (results not included)"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"76b010aa9cb3","_type":"block","children":[{"_key":"42773577b8f20","_type":"span","marks":["strong"],"text":"A list of physicians who prescribed medication and/or visited"}],"level":1,"listItem":"bullet","markDefs":[],"style":"normal"},{"_key":"a8e475a2f1f5","_type":"block","children":[{"_key":"d3e00a33cd800","_type":"span","marks":[],"text":"This information helps carriers identify chronic conditions, length of treatment, and any high-risk procedures or hospitalizations."}],"markDefs":[],"style":"normal"},{"_key":"e062133964e4","_type":"block","children":[{"_key":"2ba7ded87d6a0","_type":"span","marks":[],"text":"In some cases, however, these pictures are not so clear and may result in adverse decisions based on limited information. This is where "},{"_key":"2ba7ded87d6a1","_type":"span","marks":["strong"],"text":"our knowledgeable Underwriting Team can determine what additional information is needed"},{"_key":"2ba7ded87d6a2","_type":"span","marks":[],"text":", help build a clearer picture, identify any inaccurate information, and create better underwriting outcomes."}],"markDefs":[],"style":"normal"},{"_key":"7190f92e5dcf","_type":"block","children":[{"_key":"44a8d10bbb620","_type":"span","marks":[],"text":"Milliman reports are available to consumers who have applied for insurance and authorized release of information to the insurance company. Applicants can request a copy of their report through Milliman’s online portal at no cost to the consumer."}],"markDefs":[],"style":"normal"},{"_key":"801aee83c984","_type":"block","children":[{"_key":"67d576bbac110","_type":"span","marks":[],"text":"🔗 "},{"_key":"67d576bbac111","_type":"span","marks":["68f5cacb26b1"],"text":"https://www.rxhistories.com/contact/#report"}],"markDefs":[{"_key":"68f5cacb26b1","_type":"link","href":"https://www.rxhistories.com/contact/#report"}],"style":"normal"},{"_key":"665b2aaccfdc","_type":"block","children":[{"_key":"7af83fb407930","_type":"span","marks":[],"text":"Contact our"},{"_key":"7af83fb407931","_type":"span","marks":["strong"],"text":" Underwriting Team"},{"_key":"7af83fb407932","_type":"span","marks":[],"text":" if you want to learn more about digital underwriting and how we can help with better underwriting outcomes."}],"markDefs":[],"style":"normal"}],"category":[{"title":"Underwriting"},{"title":"Latest News"}],"publishDate":"2026-03-06","formattedPublishDate":"Mar 5, 2026","featuredImage":{"asset":{"gatsbyImageData":{"images":{"sources":[],"fallback":{"src":"https://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?w=1170&h=400&auto=format","srcSet":"https://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?rect=0,0,1170,399&w=320&h=109&auto=format 320w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?rect=1,0,1168,400&w=654&h=224&auto=format 654w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?rect=1,0,1168,400&w=768&h=263&auto=format 768w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?w=1024&h=350&auto=format 1024w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/20aac1c8577343bf17c5e05141a4ba3f9482414b-1170x400.png?w=1170&h=400&auto=format 1170w","sizes":"(min-width: 1170px) 1170px, 100vw"}},"layout":"constrained","width":1170,"height":400}}},"seo":{"title":"Underwriting With Digital Data - Milliman IntelliScript","description":"Contact our Underwriting Team if you want to learn more about digital underwriting and how we can help with better underwriting outcomes."}}},"pageContext":{"id":"-109f911a-7228-5f49-a8f9-5b62a8a68aa8"}},
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