{
    "componentChunkName": "component---src-templates-post-jsx",
    "path": "/news/john-hancock-smartstart-segments-a-clearer-stronger-first-year-story",
    "result": {"data":{"sanityBlogPost":{"title":"John Hancock: SmartStart Segments - A clearer, stronger first-year story","_rawBody":[{"_key":"b5edf913b158","_type":"block","children":[{"_key":"cbc290fa4d630","_type":"span","marks":[],"text":"Improve both your experience and your clients’ first-year policy experience with a powerful new enhancement to our Protection and Accumulation IUL products: "},{"_key":"cbc290fa4d631","_type":"span","marks":["strong"],"text":"SmartStart Segments."}],"markDefs":[],"style":"normal"},{"_key":"086bdfdbd150","_type":"block","children":[{"_key":"2d3a7a4ad1040","_type":"span","marks":["b85f1c19456d"],"text":"Explore SmartStart Segments"}],"markDefs":[{"_key":"b85f1c19456d","_type":"link","href":"https://go.johnhancockinsurance.com/MDE0LVBCWi0xMDcAAAGgWdP7sL0o_z1KjbEMLwWSo6zEF2fThbyGIv-w04IXzlD3a2f73p2zNCdo5GQntVRqbQeKnI0="}],"style":"normal"},{"_key":"4420ebaec103","_type":"block","children":[{"_key":"6d6b1cc19aec0","_type":"span","marks":["strong"],"text":"New: Same-day segment start"}],"markDefs":[],"style":"normal"},{"_key":"0916a0b9e91e","_type":"block","children":[{"_key":"88e85c6764890","_type":"span","marks":[],"text":"Indexed account segments will now start on the day we receive the initial premium."}],"markDefs":[],"style":"normal"},{"_key":"3878797765a1","_type":"block","children":[{"_key":"28fcfebcfcd70","_type":"span","marks":["strong"],"text":"First segment now aligns with annual statement"}],"markDefs":[],"style":"normal"},{"_key":"8279cc9edc93","_type":"block","children":[{"_key":"a909728c6b840","_type":"span","marks":[],"text":"The first indexed segment will now mature at the same time as the first annual statement."}],"markDefs":[],"style":"normal"},{"_key":"750a0f264f5f","_type":"block","children":[{"_key":"9eefce6020740","_type":"span","marks":["strong"],"text":"Simplified year one"}],"markDefs":[],"style":"normal"},{"_key":"faf7d0dbb7c1","_type":"block","children":[{"_key":"e1008fa158dd0","_type":"span","marks":[],"text":"We've made changes to ensure the first-year experience is easier to understand and more transparent."}],"markDefs":[],"style":"normal"},{"_key":"c94dbe5f6c35","_type":"block","children":[{"_key":"b2bce555756b0","_type":"span","marks":["strong"],"text":"Easier, more transparent annual reviews"}],"markDefs":[],"style":"normal"},{"_key":"2d8378d8e57c","_type":"block","children":[{"_key":"48810a0ae3db0","_type":"span","marks":[],"text":"These updates help ensure both you and your clients have a clearer view during annual reviews."}],"markDefs":[],"style":"normal"},{"_key":"c71fc5bf0371","_type":"block","children":[{"_key":"231a335a514e0","_type":"span","marks":["em"],"text":"This small change"},{"_key":"231a335a514e1","_type":"span","marks":[],"text":" "},{"_key":"231a335a514e2","_type":"span","marks":["em","strong"],"text":"delivers a major improvement"},{"_key":"231a335a514e3","_type":"span","marks":[],"text":" "},{"_key":"231a335a514e4","_type":"span","marks":["em"],"text":"in the early policy experience and makes the IUL story much easier to explain to clients."}],"markDefs":[],"style":"normal"}],"category":[{"title":"Carrier Updates"}],"publishDate":"2026-03-04","formattedPublishDate":"Mar 3, 2026","featuredImage":{"asset":{"gatsbyImageData":{"images":{"sources":[],"fallback":{"src":"https://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?w=1170&h=400&auto=format","srcSet":"https://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?rect=0,0,1170,399&w=320&h=109&auto=format 320w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?rect=1,0,1168,400&w=654&h=224&auto=format 654w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?rect=1,0,1168,400&w=768&h=263&auto=format 768w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?w=1024&h=350&auto=format 1024w,\nhttps://cdn.sanity.io/images/l5x2lld5/production/52486339bb7e3d2ad0572a08fe0941f600cb336f-1170x400.png?w=1170&h=400&auto=format 1170w","sizes":"(min-width: 1170px) 1170px, 100vw"}},"layout":"constrained","width":1170,"height":400}}},"seo":{"title":"John Hancock: SmartStart Segments - A clearer, stronger first-year story","description":"Improve both your experience and your clients' first-year policy experience with a powerful new enhancement to our Protection and Accumulation IUL products: SmartStart Segments."}}},"pageContext":{"id":"-8744ef8b-6264-5905-894e-ef747fafa484"}},
    "staticQueryHashes": ["16045171","1657650354","1837905465","1916627236","2267699577","2646873433","2775189900","3703059101","3742852065","561046433","570329292","643046426","689770725"],
    "manifestId": "5c2e9068-00d8-4b93-b310-ced4386d7822-2026-03-04T22:01:14.000Z"}